Micro Pensioner Loan

IT’s Time To Realize Your  Dreams

The First Micro Pensioner Loan is a loan product which is available for pensioners of government organizations and semi-government intuitions for the purposes supporting all types of economic activities. First Micro Pensioner Loan provides financial facilities easily and quickly, against future pension payment.

Eligibility Criteria
  • Retired Employees/spouses of decease employees, receiving pensions from both Government Departments/autonomous organizations and Private Organizations
  • Annual income (net of business expenses) not exceeding Pkr 500,000
  • Valid CNIC
  • Age: 18-72 Years
  • Proof of Pension: Physical Pension Book or Pension Order/Retirement Letter/Service Letter/Online Verification etc. and Bank Statement.
Type of Credit
  • Short and Medium Term Finance
Purpose of Credit
  • Supporting all Types of Economic Activates
  • Housing Improvement
  • Education
Lending Methodology
  • Individual Basis
Loan Amount
  • Minimum: Pkr 25,000
  • Maximum: Pkr 150,000
Loan Tenor
  • Up to 36 months
Loan Repayment
  • Equal Installments
Collateral
  • Future Pension Payments
Other Benefits
  • Credit Linked Life Insurance

Other Terms & Conditions Apply
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