First Pension Loan

It’s time to realize your dreams

The First Pension Loan is a loan product which is available for pensioners of government organizations and semi-government intuitions for the purposes supporting all types of economic activities. First Pension Loan provides financial facilities easily and quickly, against future pension payment.

Eligibility Criteria
  • Pensioners receiving pensions from Government Departments,autonomous organizations and Private Organizations;
  • Annual income (net of business expenses) not exceeding PKR 1,200,000 (PKR 100,000 per month)
  • Valid CNIC
  • Age: 18-72 Years
  • Proof of Pension: Physical Pension Book or Pension Order/Retirement Letter/Service Letter/Online Verification etc. and Bank Statement.
Type of Credit
  • Short and Medium Term Finance
Purpose of Credit
  • Supporting all Types of Economic Activates
  • Housing Improvement
  • Education
Lending Methodology
  • Individual Basis
Loan Amount
  • Minimum: Pkr 20,000
  • Maximum: Pkr 350,000
Loan Tenor
  • Up to 60 months
Loan Repayment
  • Equal Installments
  • Future Pension Payments
Other Benefits
  • Credit Linked Life Insurance

Other Terms & Conditions Apply Download