FIRST Roshan Mustaqbil Sarmaya

Opening doors to limitless possibilities

The FIRST Roshan Mustaqbil Sarmaya is a loan product to support all types of economic activities or initiatives, for small housing improvements and for payment of education.

Eligibility Criteria
  • Annual income (net of business expenses) not exceeding Pkr 1,200,000
  • Valid CNIC
  • Age between 18-65 years
Type of Credit
  • Short & Medium Term Finance
Purpose of Credit
  • Supporting all Types of Economic Activates
  • Housing Improvement
  • Education
Lending Methodology
  • Solidarity Group and Individual Loan
Loan Amount
  • Minimum: Pkr 20,000
  • Maximum: Pkr 150,000
Loan Tenor
  • Up to 24 months
Loan Repayment
  • Equal Installments
  • Bullet Installment
  • Group Guarantee
  • Personal Guarantee
  • Property Documents
  • 3rd Party Personal Guarantee
  • Lien on National Saving Certificates/Deposit Account
Other Benefits
  • Credit Linked Life Insurance

Other Terms & Conditions Apply Download