FIRST Roshan Mustaqbil Sarmaya
Opening doors to limitless possibilities
The FIRST Roshan Mustaqbil Sarmaya is a loan product to support all types of economic activities or initiatives, for small housing improvements and for payment of education.
| Eligibility Criteria |
- Annual income (net of business expenses) not exceeding Pkr 500,000
- Valid CNIC
- Age between 18-64 years
|
| Type of Credit |
- Short & Medium Term Finance
|
| Purpose of Credit |
- Supporting all Types of Economic Activates
- Housing Improvement
- Education
|
| Lending Methodology |
- Solidarity Group and Individual Loan
|
| Loan Amount |
- Minimum: Pkr 20,000
- Maximum: Pkr 150,000
|
| Loan Tenor |
|
| Loan Repayment |
- Equal Monthly Installments
- Equal Quarterly Installments (Only for Mountainous Areas)
- Bullet Installment
|
| Collateral |
- Group Guarantee
- Personal Guarantee
- 3rd Party Personal Guarantee
- Cash Near Cash – Against Deposits, National Saving Certificates
|
| Other Benefits |
- Credit Linked Life Insurance
|
Other Terms & Conditions Apply
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