First Roshan Mustaqbil Sarmaya

General Purpose Finance up to Pkr 150,000

The First Roshan Mustaqbil Sarmaya is a loan product to support all types of economic activities or initiatives, for small housing improvements and for payment of education.

Eligibility Criteria
  • Annual income (net of business expenses) not exceeding Pkr 500,000
  • Valid CNIC
  • Age between 18-64 years
Type of Credit
  • Short to Medium Term Finance
Purpose of Credit
  • Supporting all Types of Economic Activates
  • Housing Improvement
  • Education
Lending Methodology
  • Solidarity Group and Individual Loan
Loan Amount
  • Minimum: Pkr 20,000
  • Maximum: Pkr 150,000
Loan Tenor
  • Up to 24 months
Loan Repayment
  • Equal Installments
Collateral
  • Group Guarantee
  • Personal Guarantee
  • 3rd Party Personal Guarantee
  • Cash Near Cash – Against Deposits, National Saving Certificate
Other Benefits
  • Credit Linked Life Insurance

Other Terms & Conditions Apply
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